Fees
What are the fees for international transfers?
SWIFT and SEPA pricing by plan, with the real exchange rate.
International (SWIFT / SEPA) transfers on Apex Standard cost 0.35% of the amount plus the real Mastercard exchange rate — no hidden mark-up. On Plus this drops to 0.15%. On Premium, international transfers are free.
There is a minimum fee of £0.20 per transfer on Standard and Plus.
SEPA transfers within the euro area typically arrive same-day; SWIFT transfers take 1–3 working days.