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Security & Fraud

How does Apex keep my money safe?

Biometrics, encryption, real-time fraud monitoring and FSCS cover.

Every login uses biometric authentication (Face ID / fingerprint) plus a 6-digit passcode.

All traffic is encrypted with TLS 1.3, and sensitive data at rest is encrypted with AES-256. Every transaction is scanned by our real-time fraud engine, which blocks or asks you to confirm anything unusual.

Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

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